This is pension
This is
pension
advice for
people like...
Mark, 58, planning ahead.
Has £45,000 in a few pension pots and wants to make sure his pensions work as hard as he does.
Lines are open 8am to 5pm, Monday to Friday
This is pension
This is
pension
advice for
people like...
Barry, 50, Plumber.
Has £35,000 in pension pots and wants to plan properly for retiring at 65.
Lines are open 8am to 5pm, Monday to Friday
This is pension
This is
pension
advice for
people like...
Sara, 55, Self-employed.
Knows she should be doing more
but isn’t sure where to start.
Lines are open 8am to 5pm, Monday to Friday
£500m
We look after £500m in pensions
60+
A team of 60 people based in our Kent offices
10,000+
Our friendly advisers look after 10,000+ clients
No. 1
Retirement & Pension Advisory of the Year - Kent 2025 - BFSI adviser award
We've got you
- Got pensions but no clue how hard they are working for you?
We’ve got you. - Been putting your retirement planning off for years?
We’ve really got you. - Worried you’ll make the wrong call?
Definitely got you.
You don’t need to impress us. You don’t need to know the lingo…
You just need to be open to starting a conversation.
Pension advice, done different
Yes, we’re financial advisers.
Just not the terrifying, jargon-loving kind who only want to work with people with lots of money.
We’re straight-talking, regular people (who also happen to be pension experts), set up to help people grow their pension and plan their retirement with confidence — whether that feels miles away or uncomfortably close — especially if you’ve got under £250k and want clear, no-nonsense help to manage and grow your pension for the retirement you want.
Meet the team
Pension Sense is a new service within Harbour Rock Capital, set up specifically to look after regular people with regular pension pots often overlooked by other advice firms. You’ll be looked after by a team that already support over 10,000 clients, so your pension is very much in safe, experienced hands.
We know the
stakes are high
And there’s no rewind button on pension decisions.
That’s why we:
- Listen carefully to your situation and what you want to achieve
- Are clear about how we can help and how our advice works
- Are committed to plain English that makes sense
So you can feel reassured and confident throughout the process. We are authorised and regulated by the Financial Conduct Authority.
Let's make sense
of your pension
Let's make
sense
of your
pension
You don't need to have all the answers or understand what pensions you have. You just need to be open to starting the conversation.
A no-obligation chat could help you understand what you've saved — and what's best to do next.